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Serving Orange, Riverside
and San Diego County
since 1990


FHA/Reverse Mortgage appraisals start at just $450


48-Hour Inspection and Appraisal has completed thousands of appraisals for FHA and Reverse Mortgage purposes.


We understand the unique demands of a Reverse Mortgage appraisal: expertise, diligence and sensitivity for the borrower's situation.

 

 

48-Hour Appraisal Services

A reverse mortgage isn't like any other type of financing transaction... it requires specialized knowledge, attention to detail and patience. 

An FHA appraisal has similar demands... expertise, diligence and sensitivity to the borrower. We're the appraisal firm that understands these unique requirements. 

The region's biggest reverse mortgage companies already rely on us - we invite you to enjoy the benefits of our specialized service, too.  

Click here to order an FHA or Reverse Mortgage appraisal.
OUR GUARANTEE
Our name is our promise... we guarantee a 48 hour turnaround on every residential appraisal.
Our staff of appraisers and valuation experts will complete your appraisal report within two business days of the inspection date or we will deduct 20% from the appraisal fee.  Orders not requiring an interior inspection will be completed within two business days of our receipt of your order.

REVERSE MORTGAGES   A reverse mortgage lets homeowners aged 62 or older convert the equity in their homes into regular monthly payments, a line of credit, a lump sum payment or some combination of all three for as long as that homeowner uses the property as their primary residence. The loan is not repaid until the owner vacates the home, using proceeds from the home's sale or refinance if necessary to repay the loan.

Reverse mortgages (Home Equity Conversion Mortgages - HECMs - as they're known to HUD), can only be done through the FHA.  (HUD = Department of Housing and Urban Development; FHA = Federal Housing Authority). FHA requires a that a full appraisal meeting FHA standards be conducted for every reverse mortgage by an FHA-approved appraiser.

As the general population ages, more homeowners will find this loan program an excellent way of maintaining their lifestyle, covering household expenses, funding their retirement and, in short, creating an income stream that can be used for virtually any purpose.

According to federal law, the amount due at the end of a reverse mortgage loan, including advanced payments plus accrued interest, can never exceed the value of the house.

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